Terms of Use

By using CalcFacts you agree to these terms. If you do not agree, please do not use the site.

Educational use only

The content and results on this site are provided for general information and educational purposes only. Nothing here constitutes financial, investment, legal, accounting, tax, or employment advice, and nothing here creates a professional relationship between you and the operators of this site. You should not make financial, legal, or employment decisions on the basis of results shown here without seeking advice from a suitably qualified professional.

Accuracy and limitations

We work hard to make our calculations correct, but we make no warranty that the results are accurate, complete, or current. Calculators rely on the values you enter and on the assumptions stated on the page. Results may differ from figures produced by lenders, brokers, employers, or tax authorities. We may correct, update, or remove any calculator or piece of content at any time.

Third-party tools and links

Some tools or guides reference third-party services, links, or products. We do not control and are not responsible for third-party content, availability, or practices. Any recommendation is informational and not an endorsement of a specific provider.

Acceptable use

You may use the calculators for personal and commercial purposes. You may not attempt to disrupt the site, scrape it at a rate that degrades service for others, republish substantial parts of its content as your own, or use automated systems to place ads.

Intellectual property

The site design, text, and code are owned by the operators of CalcFacts unless otherwise stated. You may quote short extracts with clear attribution and a link back to the source page.

Limitation of liability

To the maximum extent permitted by law, the operators of this site are not liable for any loss or damage arising from your use of, or reliance on, the information and results provided here, including investment losses, missed payments, or business decisions made in reliance on a calculator result.

Changes and governing law

We may revise these terms at any time. Continued use of the site after a revision constitutes acceptance of the updated terms. These terms are governed by the laws applicable at our place of establishment, without regard to conflict of law provisions.